For two decades, KTB Group has been a trailblazer, evolving from Richard Kos's roots as a mortgage advisor into a dominant force in our island's real estate scene. Our holistic approach, spanning mortgages, insurances, project development, and construction, has now expanded to encompass real estate services. Our expertise extends across diverse projects, single-family homes, and investment properties. What defines us is our deep understanding of the intricacies of the island's real estate. At KTB, we offer more than just services; we provide a tailored experience, blending expertise and local insights to seamlessly address all your real estate needs.